WORK INJURIES
Workplace Injuries
Almost any type of injury that happens at work, during work hours, and in the regular course and scope of work is covered under California Workers’ Compensation Laws. This can even include injuries that happen during your break, or are caused by co-workers, customers, or just plain accidental events. Insurance companies routinely deny claims in hopes that your case will go away by making your life difficult. Don’t let them win.
Our experienced lawyers take on both accepted and denied claims and maximize the amount of money insurance pays out. We know which doctors you need to see, and how to get the reports that will favor your situation. Don’t settle your claim without talking to us first!
There are two types of injuries that you may have sustained: A specific trauma accident which happens at a specific moment in time, such as slip and fall. Or, a cumulative trauma accident which occurs over a period of time, such as carpal tunnel syndrome from repetitive typing.
Both types of injuries entitle you to payment, medical care, disability and off-work benefits.
Oftentimes, you may have a cumulative trauma injury and not even know about it. That is why it is important to talk to a skilled lawyer who can explain what type of case you need to file to cover your injuries.
Chapter 7 bankruptcies also known as ‘straight’ or ‘liquidation’ bankruptcy are the most common bankruptcies filed and is the most likely the type you have heard before.
Under a Chapter 7 filing, the person who owns the debt can sell or ‘liquidate’ their assets in order to pay off their creditors.
The Bankruptcy Court will appoint a “Trustee” who will oversee the proceedings to safeguard the creditors’ rights are protected, by ensuring the good-faith disclosure of assets owned by the debtor, and sale thereof.
With certain exceptions, if there is any amount owed after the sale or liquidation of assets, that remaining debt is discharged under Chapter 7.
To qualify for a Chapter 7, your income must be less than the median income in your states for your family size. See the median income test list below on this page.
If you don’t qualify under this rule, then you should consider a Chapter 13 instead.
| Temporary Disability | Mileage | Medical Treatment | Medical Treatment | Permanent Disability |
|---|---|---|---|---|
|
|
|
|
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| Get paid and stay home from work | Money for every mile traveled to doctor visits | Receive medical attention to heal your injuries | Take an extra $6,000 for job training | Settlement or Trial Victory money at the end of your case. Make insurance pay top dollar for your injury! |
1 Member Household
$62,009.00
2 Member Household
$62,009.00
3 Member Household
$47,798.00
4 Member Household
$47,798.00
5 Member Household
$47,798.00
6 Member Household
$62,009.00
7 Member Household
$62,009.00
8 Member Household
$47,798.00
9 Member Household
$47,798.00
10 Member Household
$47,798.00
DOES THE TYPE OF DEBT MATTER?
Yes, because the order in which creditors are paid in a Chapter 7 bankruptcy will effect where the money goes, and which debts, if any, get discharged. Generally, the order of payment in a Chapter 7 is as follows:
First, Unsecured priority debt are paid.
Second, Secured debt are paid.
Third, non-priority unsecured debt are paid.
WHAT ARE UNSECURED PRIORITY DEBTS?
The type of debt that has to be paid first includes categories such as tax debts, or child support, or even certain types of personal injury debts owed via a judgment or otherwise.
WHAT ARE SECURED DEBTS?
This type of debt paid second includes categories that are collateralized such a house or a mortgage, or even an automobile loan.
WHAT ARE NON-PRIORITY UNSECURED DEBTS?
This type of debt is paid last, if there are sufficient funds to cover, and would generally include your typical credit card debt, or medical bill obligations.
Choosing whether filing a Chapter 7 bankruptcy is the right choice for you must be analyzed on a case-by-case basis. Whether certain assets such as your primary residence or main vehicle is protected in a Chapter 7 depends on what how much equity you have in the property and other factors.
Once your bankruptcy papers are filed, we stop creditors from harassing you, and pursue them relentlessly if there are violations of the automatic stay.
Lastly, the effects of filing a bankruptcy include an impact on your credit history, which can last for 10 years – so be sure to contact us for a free consultation on your bankruptcy questions.